Tuesday, April 10, 2012


Collection Agency

Collection Agency Address

Collection Agency City and State


RE:                                          Person

Your Account Number:         (Their account number)

Your Client:                            (Their client)

Account Number:                  (Their account number)

Date of Service:                     00/00/0000

Dear Collection Agency:

You have written me about a Settlement Offer on this account. I declared voluntary Chapter 7 bankruptcy in 2009. This account was included in the matter.

The case number is #09-###### ## #. I have included a copy of the Discharge of Debtor, Final Decree, and Creditor Matrix dated (after the date of your chargeoff.) I certify that this is a true and correct copy of this document.

Please remove this collection record from my credit history with all three credit bureaus, and kindly notify me when you have completed these actions.

I will be most grateful. It’s been hard enough already.




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